City One Shatin (沙田第一城)
Rent Covers Mortgage + HK$4,463/mo Left Over
vs Gov Price
-14.2% Cheaper
Income Needed
HK$32.2k/mo
Unsold Supply
Safe (1.9Y)
📊 DEEP DATA TELEMETRY (RVD + BD + CEDD + TPB + C&SD)
Take-up Z: +0.9σ
NET CARRY SPREAD
+147 bps
75-AGE LOAN CAP
30 Yrs Max
TPB OZP & VIEW
R(A) • Open
CEDD SLOPE / URA
No Slope Liab
1. Bank 30-Yr Mortgage Eligibility (BD Building Age)
Building Age ~39 yrs • Passes 75-Minus-Age Rule
2. URA Renovation Cost & BD S24 Orders
Est. Rehab Reserve: ~HK$65,000/flat • OC Registered
3. CEDD Slope Maintenance & DSD Flood Check
No Private Slope Liability • Outside DSD Flood Blackspot
4. EDB School Net & TPB View-Blocker Check
POA School Net 91 • OZP R(A) Protected Corridor