City One Shatin (沙田第一城)
ESTATE
Sha Tin • POA School Net 91 • OP 1981 (30Y Max Loan)
ALL-IN POSITIVE CARRY • 14.2% BELOW RVD
Net Rent Covers Mortgage +HK$3,315/mo
Buy Price
HK$3.95M
-14.2% vs RVD
70% Mortgage
$8,325/mo
Stamp: HK$100
Market Rent
$13,085/mo
Net $11,640
📊 1. Cashflow Math, Stamp Duty & Income Required ▾
Unit Rate & Size:
HK$3.95M • 341 ft² ($11,584/ft²)
Net Rent: HK$11,640/mo
70% Loan: HK$8,325/mo
Gross: $13,085
Mgmt+Rates: -$1,445
Spread: +112 bps
2026 Stamp Duty:HK$100
Min Income:$16.7k/mo
🛡️ 2. Statutory Risks: 75-Age Cap, Slope & Supply ▾
1. Occupation Permit (OP) & 75-Age Loan Cap
OP Year 1981 (Age 45 yrs) • Max Tenure: 30 Years
2. LandsD Private Slope Maintenance
No Private Slope Polygon Intersected
3. Owners' Corp (OC), School Net & Supply
OC Verified • POA Net 91 • District Supply 1.9 Yrs